Motorcycle Insurance Australia

Motorcycle Insurance Australia

Motorcycle Insurance Australia

image-imr-figure Motorcycle Insurance AustraliaTalk to riders (we have) and you’ll find loads of reasons why some riders do and others don’t insure their bikes. One thing’s for sure - the more experienced they are, the more likely they are to have insurance.

Could say they’ve learnt from experience or the hard way. Either way, we listened to what they - and a load of other riders - thought about motorcycle insurance, and here’s what we found…

Bike insurance is expensive right?

Wrong. Consider the impact of not having insurance…

Motorcycles account for 3.0% of all registered vehicles - but riders account for 20% of all serious road injuries.

17-25 year olds are the most likely age group to be involved.1

For car owners, the average claim is around $3,200.

For riders, it’s around $6,500!!!

What’s more, the average bike is worth around one third of the average car.

Riders are nearly 3.5 times more likely to have their bike pinched than a car - and if it happens there’s a 70% chance they’ll never see it again.2

This all helps explain why bike insurance can seem pricey compared to four wheels.
But add up the stats and you’ll see that it’s well worth the money.

Have you had any stacks in the last ten years?

Drop or stack the bike just once (in a medium kind of way - not involving damage to anyone else) and you could have paid for nearly ten years’ comprehensive motorcycle insurance cover. Here’s some other stuff you should know:

FACT 1. Around 40% of motorcycle crashes don’t involve another vehicle.3
FACT 2. Only one in five registered motorbikes are ridden every work day.4

We found some riders don’t insure… but the smart ones do

You know that riding (and the way you ride) is all about the risk you’re prepared to take. It’s just like taking the decision to insure - the more informed you are, the better position you’re in to make the right choice. But more than that, you want insurance to be hassle-free. That’s where InsureMyRide comes in.

Insurance that’s as individual as you

1. Australian Transport Safety Bureau
2. Data from National Motor Vehicle Theft Reduction Council and MRA Road Safety & Research Officer 29/05/05
3. Data from rta.nsw.gov.au
4. Australian Bureau of Statistics - environmental issues (4602.0)

Popular Links:

Learner rider’s licence

Information on obtaining a Learner Rider’s licence

Motocycle riders training scheme

The Motorcycle Rider Training Scheme is a program involving training and testing which is specifically designed to help people gain basic riding skills before riding on the road.

Approved motorcycles for novice riders

A list of all motorcycles that can be ridden by learner and provisional riders. It’s your responsibility to make sure that you’re riding an approved motorcycle. If you’re a learner or provisional rider don’t ride a motorcycle that is not on this list.

Mature age riders

Information for people 30 years of age or older who want to get a motorcycle licence.

Training and test courses

Information on the Motorcycle Operator Skills Test

Motorcycle riders knowledge test

Driver knowledge test questions for motorcycle class R and class R with special mobility vehicle. Study the questions online or download them to your computer.

Training centres

A list of motorcycle training centres in metropolitan Sydney and regional NSW.

Motorcycle rider’s handbook

Important information about riding techniques, coping with hazards and selecting and maintaining your motorcycle.

Hazard perception test

This will help you practise the skills you need to pass the HPT. It is designed to be used together with the Hazard Perception Handbook which has been specially developed to help you prepare to take the HPT.

Riding guide for experienced motorcyclists

The RTA has developed a guide to help motorcyclists keep their skills sharp and break bad habits.

Comments

Comment from david spindler
Time April 24, 2009 at 7:56 am

We are bringing our bikes to Australia and we want to make sure we follow all the correct steps. What is the governing company/association for Australia?

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